Smart Coverage. Real Protection.
Straightforward Coverage, Backed by Real Support.
Understanding auto insurance shouldn’t feel like decoding a legal document. But for many drivers, it does. From unclear policies to surprise fees, trying to protect your vehicle can quickly become frustrating and overwhelming. You’re not alone if you’ve ever felt unsure about what coverage you actually need—or if you’re even getting a fair deal.
That confusion leads to hesitation—and hesitation can cost you. Whether it’s staying compliant with state laws, dealing with a claim, or finding protection that fits your budget, a lack of clarity makes it easy to delay decisions or settle for less-than-ideal coverage.
That’s exactly why Irafec Auto Protection was created: to bring clarity, confidence, and control back to drivers like you. Our plans are simple, flexible, and built around real needs—not generic templates. No fine print. No pressure. Just straightforward protection you can understand, backed by support you can count on. With transparent pricing, customizable options, and expert guidance when you need it, we make it easy to move forward—protected and informed—every mile of the way.
Custom Auto Protection Plans and Coverage Options
Irafec Auto Protection delivers flexible auto insurance solutions for individual drivers and fleet operators alike. Choose from liability, collision, and comprehensive commercial coverage to protect your vehicles and your peace of mind.
1. Essential Plan – $45/month
Perfect for meeting state minimum requirements.
State-Mandated Liability Coverage
Bodily Injury & Property Damage
24/7 Claims Support
2. Everyday Protection – $75/month
Our most popular plan for daily drivers.
Liability + Collision & Comprehensive Coverage
Uninsured/Underinsured Motorist Coverage
Roadside Assistance Included
3. Elite Coverage – $110/month
Top-tier protection with added benefits.
Full Coverage + Rental Car Reimbursement
Glass & Windshield Protection
Accident Forgiveness
Gap Insurance Coverage
All plans are backed by Irafec Auto Protection, designed for real drivers seeking real peace of mind.
1. Small Business Plan – $95/month per vehicle
Ideal for contractors, gig workers, and mobile service providers.
Commercial Liability Coverage
Equipment & Tool Protection
Hired & Non-Owned Vehicle Coverage
2. Fleet Plus – Custom Pricing
Designed for businesses operating 3 or more vehicles.
Advanced Fleet Management Tools
Flexible Deductible Options
Driver Screening & Background Checks
On-Site Policy Reviews & Annual Coverage Audits
3. Rideshare Pro – $68/month
Perfect for rideshare and delivery professionals (Uber, Lyft, DoorDash, etc.).
Hybrid Personal + Rideshare Coverage
Passenger Liability Protection
Gap Time Coverage (app on/off duty)
Additional Savings:
Save more with discounts for safe driving, bundling multiple vehicles, and electronic payments.
All plans are powered by Irafec Auto Protection—business-ready coverage designed to work as hard as you do.
Get Your Free Quote Today!
Find the perfect coverage in minutes. No hassle. No hidden fees. Just smart protection, personalized for you.